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Educational information about veterinary procedure costs only — not veterinary advice. We do not diagnose, treat, or recommend procedures for your pet. Every figure is a published range from the source named on the page; your own clinic's estimate is the number that counts.

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Pet care costs by state — the three published state tables

Procedure prices are national ranges on this site because that is how the sources publish them — but three published datasets are genuinely state-level: average routine visit costs (Lemonade/Banfield), emergency exam fees (CareCredit/Synchrony), and median insurance premiums (Insurify). All three are combined here, state by state, each column labelled with its source in the guides that reproduce the full tables.

StateRoutine visit avgER exam (dog)ER exam (cat)Insurance dog $/moInsurance cat $/mo
Alabama$65$114$120$32$15
Alaska$73$160$171$66$30
Arizona$73$139$147$49$25
Arkansas$65$112$119$34$20
California · state guide$89$180$190$49$25
Colorado$72$137$145$53$29
Connecticut$82$146$153$54$28
Delaware$83$132$140$57$32
District of Columbia$87$183$193$60$34
Florida · state guide$70$133$141$47$24
Georgia$70$118$125$38$23
Hawaii$73$241$257$50$27
Idaho$70$132$140$50$25
Illinois · state guide$71$122$130$48$23
Indiana$67$117$124$38$18
Iowa$68$116$123$43$18
Kansas$63$113$119$49$22
Kentucky$66$120$127$45$22
Louisiana$66$119$127$40$20
Maine$82$142$149$51$26
Maryland$84$150$159$50$25
Massachusetts$86$188$200$64$31
Michigan$70$117$124$43$18
Minnesota$78$123$131$42$20
Mississippi$66$108$115$32$11
Missouri$68$115$122$39$17
Montana$68$135$142$46$18
Nebraska$64$121$129$45$21
Nevada$77$131$139$39$18
New Hampshire$81$146$154$55$26
New Jersey$85$148$157$46$30
New Mexico$73$121$128$38$16
New York · state guide$81$159$170$56$28
North Carolina$69$127$134$38$20
North Dakota$73$119$126$45$20
Ohio$72$122$130$35$18
Oklahoma$66$111$118$33$15
Oregon$74$144$153$49$25
Pennsylvania$77$124$131$45$21
Rhode Island$80$146$154$37$16
South Carolina$68$125$131$36$17
South Dakota$73$120$127$48$24
Tennessee$66$117$124$42$18
Texas · state guide$71$120$127$38$20
Utah$72$134$142$45$22
Vermont$78$149$156$52$22
Virginia$73$131$137$43$21
Washington$80$148$157$43$26
West Virginia$71$109$115$41$17
Wisconsin$74$125$133$47$24
Wyoming$72$124$131$47$25

The extremes tell the geography story: a routine visit averages $89 in California against $63 in Kansas; an emergency exam for a dog averages $241 in Hawaii against $108 in Mississippi; a median dog insurance premium runs $66/mo in Alaska against $32/mo in Alabama and Mississippi. Five states get their own pages, where Pawlicy's independent state averages sit next to these tables: California, Texas, New York, Florida, Illinois.

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